Read about any of the service areas below to learn more about how we're revitalizing neighborhoods and strengthening communites. If you have additional questions, you can contact us here or call (254) 752-1647.
Looking for a home that is energy-efficient, affordable, and attractive? NeighborWorks® Waco has been providing homes that meet all of these features and more for over a decade. Since 1997, we have constructed 180 homes in Waco and the surrounding area.
Flexible floor plans and a long list of standard features make us the right choice for your first home. We provide first-time buyers with plan options designed to fit their needs and features that add charm and value for years to come.
- Engineered Post Tension Foundation
- 100% Brick Exterior
- Vinyl Low-E Windows
- HardiTrim™ Siding & Soffitt
- R-13 Blown wall Insulation
- R-30 Blown attic Insulation
- 13 SEER HVAC Equipment
- Programmable HVAC thermostats
- Whirlpool Appliance Package
- Ceramic Glass CleanTop® Range
- QuietWash Dishwasher
- Microwave Hood Combination
- Decorative Ceilings w/ Crown Molding
- Nickel Hardware/Fixtures/Fans
- Two Tone Interior Paint
- Custom Red Oak Cabinetry
Transitional Housing Option – NeighborWorks® Waco also provides quality and affordable housing through our transitional housing program. We understand that not every client is ready for homeownership when they walk through our doors. That’s why we have created a lease-purchase program for families that are knocking on the door of homeownership. It is our goal to prepare you for homeownership by providing you with the counseling and education opportunities that NeighborWorks® Waco offers while also providing you with a quality home to live in. Through this program, we hope to prepare families for homeownership in 18 to 24 months.
Becoming a first-time homebuyer can be difficult and frightening, but it doesn’t have to be! NeighborWorks® Waco offers competitive mortgage products for first mortgages and down payment and closing cost assistance at low interest rates.
Even if you have some credit challenges and little savings, we may have the mortgage product for you. We tailor the loans to fit your needs, so that your monthly payments will be affordable for the long haul.
Are you paying too high of a mortgage payment due to a high or adjustable interest rate? NeighborWorks® Waco may have a refinance product that will help you reduce your monthly payment.
NeighborWorks&Reg; Waco has helped well over 1,500 families to purchase their home through its services. All of the lending products that we offer are fixed rates. So if you are looking to purchase a home or refinance, we may have the right product for you.
Purchasing a home can be the best investment that you ever make. This is especially true when you have the knowledge and skills you need, and approach this important opportunity fully prepared to make the most of it.
Homeownership Education at NeighborWorks® Waco equips you to be a successful homebuyer and homeowner. We offer two pre-purchase classes and one post-purchase course:
Pre-Purchase Education – Our Financial Freedom classes help future homebuyers overcome credit obstacles and master their money. In Homebuyer Education, students learn the basics of the home selection and purchase process in seminar-style sessions led by professionals from mortgage companies and banks, title companies, home inspections firms, Realtor’s offices, and others. Our next free class is June 8, 2013. Call us today at 254-752-1647 to reserve your space today!
Post-Purchase Education – In our post-purchase class, entitled Sustain the Gain, homeowners brush up on financial concepts and pick up new tips on topics like insurance, refinancing, and avoiding foreclosure. Most importantly, students also learn to perform basic home maintenance and repairs in hands-on exercises.
Foreclosure Intervention Counseling
If you’re a homeowner and feel like you may be in danger of facing foreclosure, the time to call NeighborWorks® Waco is now. Our counselors are experts in foreclosure prevention, and trained to set up a plan of action designed just for you and your unique circumstances. Our services are 100% free and completely confidential.
Download our Foreclosure Counseling Application here.
NeighborWorks® Waco is proud to bring the community Project A.S.P.I.R.E., a financial literacy program based on the needs of Waco’s youth. Project A.S.P.I.R.E., Assisting Students in Preparing, Inquiring, Reaching and Envisioning, aims to give students the personal finance skills they need to be make responsible decisions regarding their money. NeighborWorks® Waco is a partner in education with the new Indian Spring Middle School, bringing fun financial literacy activities to the school for a weekly class. The class is a 5-6 week long program, focusing on topics such as credit cards vs. debit cards, the basics of personal banking and includes at least one guest speaker per each cycle. Our lending specialists, Ruben Andrade and Daniel Garcia, and our AmeriCorps VISTA member, Alexandra Hunt, bring lessons to a class of 20 students every Friday during an elective period. Each lesson is tailored to the middle school student population, accommodating their questions and topic suggestions.
Project A.S.P.I.R.E.’s latest endeavor is an opportunity camp during the week of Spring Break. This exciting opportunity will function as a series of workshops in an effort to provide this group of 25 middle school students skills they will need to succeed after high school. Topics such as interview skills, resume writing, basic personal finances and college visits will be offered. Of course, there will also be time to play and be active during the week! We hope this day camp will open the students’ eyes to the possibilities of higher education and/or job opportunities so they can ASPIRE to be the best they can be!
Through NeighborWorks® Week, Art on Elm Avenue, the Painting Pastor’s Challenge, and other outreach projects, the organization seeks to create outlets to mobilize volunteers, beautify neighborhoods, unite communities, and celebrate resident involvement.
Through its national network partnership, NeighborWorks® Waco also provides best-of practices and training to emerging and established leaders who are working in our local community. These activities challenge leaders to implement concrete plans for positive change, and NeighborWorks® Waco continues to support these leaders as projects progress.
Free Income Tax Preparation
Your tax return belongs to you...it's your money! So why would you give $300 of it to a commercial tax preparer to file your simple forms when there's a better alternative? Our IRS-certified preparers can help decipher confusing tax laws and navigate through the forms to get you every dollar you have coming. And it won't cost you a penny for this service.
The Asset Building Coalition of Waco (ABC Waco), coordinated by NeighborWorks® Waco, assists low- and moderate-income, disabled, elderly, and English Second Language taxpayers in achieving a better quality of life through community partnerships that deliver financial education and awareness, build assets, and provide tax preparation assistance. Last year, ABC Waco worked with AARP Tax-Aide and A.J. Moore Academy to provide eight different free tax preparation sites throughout the Waco area. Roughly $4.9 million was refunded to the 3,900 taxpayers who used these sites.