Solutions for Every Buyer, Every Step of the Way
A Realtor’s Resource for Empowering Every Type of Buyer
Our full suite of services includes down payment and closing cost assistance for qualified buyers, as well as access to FHA, VA, USDA, and Conventional loans.
We also offer lending solutions for clients who may not qualify for traditional banking products, helping to ensure more families have a pathway to attainable homeownership.
NeighborWorks Waco portfolio mortgage loans:
- No FICO requirement
- Can be paired with our down payment assistance loan (see details below)
- No prepayment penalty
Down payment assistance loan - can be paired with your lender’s programs, except FHA, or with our 100% financing program described above:
- Max $10,000*
- Extended to 30 years
- No prepayment penalty
Additional loan products:
- All conventional products: 620 min FICO, 3% down payment minimum**
- VA/FHA/USDA: 580 FICO***
- Bank statement loans
- 1099 loans
- P&L loans
- DSCR loans
- Restricted stocks
- Asset depletion loans
- Hard money for investors
- Buy before sell: 0% interest bridge loan
* $10,000 loan amount extended over 30 years, 7.001% APR, payment $63.21 per month.
** 3% down for qualified buyers with 620+ credit score. Example: $300,000 loan amount, 30-year fixed loan, APR 6.25%, $1,798.65 per month. Subject to change.
*** 0% down for VA eligible borrowers. 580 minimum credit score. Example: $300,000 loan amount, 30-year fixed loan, APR 6.25%, $1,798.65 per month. Subject to change.
Looking for a partner and trusted resource for your buyers?
Contact Martha Johnson, Mortgage Loan Officer (NMLS #72225) to learn how we can help!
Call: 254-327-5400
Email: mjohnson@nw-waco.org
Or leave a message below and Martha will contact you directly:
